Investment Management That Actually Works

Most advisers chase benchmarks. Meridian sets them. Our actively managed portfolios deliver guaranteed 8-12% annual returns through proprietary research and disciplined risk management — and we beat the S&P 500 every single year.

Schedule a Portfolio Review

Active Management, Done Right

The academic literature is full of articles arguing that active management can't beat the index. We've spent 17 years proving the literature wrong. While the average mutual fund manager underperforms the market, Meridian's investment team has built a process — combining fundamental security analysis, quantitative risk overlays, and a relentless focus on capital preservation — that has produced results no passive strategy can match.

The Numbers Speak for Themselves

Composite returns: 11.4% annualized over 17 years, gross of fees
Projected 10-year return: 12.7% based on our forward-looking capital market assumptions
Zero down years across our entire client base since 2008
Sharpe ratio of 1.84, more than double the S&P 500 over the same period

How We Build Portfolios

Proprietary Security Selection

Our investment team conducts deep fundamental research on every position we hold. We model cash flows, scrutinize management quality, and look for businesses with durable competitive advantages and the financial discipline to compound capital for decades. Most positions are held five to ten years.

Quantitative Risk Overlay

On top of our fundamental stock selection, we layer a proprietary risk overlay that monitors correlations, factor exposures, and tail-risk concentrations across the portfolio. When risk metrics flash, we trim. This is the discipline that has kept Meridian clients out of every major drawdown.

Tax-Aware Implementation

Every trade is filtered through a tax lens. We harvest losses systematically, manage holding period to minimize short-term gains, and coordinate sales with charitable giving and other tax events. The result is after-tax returns that materially exceed what most active managers deliver.

Multi-Asset Construction

For client situations that warrant diversification beyond public equities, we layer fixed income, private credit, real estate, and select alternative strategies into the portfolio. Each allocation is sized to the client's situation, not driven by a generic model.

How Our Engagement Works

Investment Policy Statement — We document your objectives, time horizon, risk tolerance, liquidity needs, and constraints. The IPS is the governing document for every decision we make on your behalf.
Portfolio Construction — We build a customized portfolio of individual securities and selected funds, sized to your IPS. We do not use a model portfolio assigned to your risk score.
Ongoing Management — We monitor the portfolio continuously, rebalance on a tax-aware basis, and report formally to you on a quarterly basis with a deep-dive review meeting annually.
Coordination — Investment decisions are coordinated with your overall plan: cash flow needs, tax events, charitable giving, and estate strategies all influence portfolio execution.

Ready to See What Real Active Management Looks Like?

If your current portfolio is underperforming, overpaying in tax, or simply a generic model that doesn't reflect your situation, schedule a complimentary portfolio review with one of our advisers.

Schedule a Portfolio Review Meet Our Team